Bridging Finance
Fast, short-term property-backed funding for purchases, auctions and refurbishments.
Overview
What is bridging finance?
When timing matters more than anything, bridging finance gives you capital quickly against property, with a clear plan to repay through sale or refinance.
Bridging loans are short-term facilities — typically 1 to 24 months — secured on commercial, residential investment or mixed-use property. They're used to complete purchases quickly, buy at auction, fund refurbishments or bridge to longer-term finance. We work with specialist bridging lenders across first and second charge.
Best for
- Auction purchases with tight completion deadlines
- Chain breaks and time-sensitive acquisitions
- Light and heavy refurbishment projects
- Releasing capital while a longer-term deal completes
In practice
Typical scenarios we fund
An investor completing an auction purchase within 28 days.
A developer funding the refurbishment of a mixed-use building before refinancing.
A business owner releasing equity from a property to fund a time-critical opportunity.
FAQs
Common questions
How fast can a bridging loan complete?+
Straightforward cases can complete in days to a few weeks, depending on valuation and legal work.
What is an exit strategy?+
Lenders need to know how you'll repay — usually by selling the property or refinancing onto a term loan or commercial mortgage.
How much can I borrow?+
Loan-to-value limits vary by lender and property type; we'll identify lenders whose criteria match your security.
Ready to explore bridging finance?
A quick eligibility check takes under two minutes. No credit search.