Asset Finance
Fund the equipment, vehicles and machinery your business runs on.
Overview
What is asset finance?
Spread the cost of business-critical assets over a manageable term, preserving working capital while you put the equipment straight to work.
Asset finance lets you acquire new or used equipment through hire purchase, finance lease or operating lease structures. We arrange funding from £25,000 to £10m through our lender panel.
Best for
- Plant, machinery and yellow goods
- Commercial vehicles and fleet
- IT, software and technology refresh
- Manufacturing and production lines
In practice
Typical scenarios we fund
A construction firm financing a new excavator without depleting cash reserves.
A logistics operator expanding its fleet with 12 new HGVs on hire purchase.
A manufacturer refinancing existing equipment to release capital for a new contract.
FAQs
Common questions
How much can I borrow?+
Typically £25,000 to £10m, subject to the asset, your trading history and lender criteria.
Do I need a deposit?+
Many facilities are arranged with zero or low deposit; some lenders require 10–20% depending on the asset and credit profile.
How long does it take?+
Decisions in 24–48 hours are typical, with funds released once documentation and the asset invoice are in place.
Ready to explore asset finance?
A quick eligibility check takes under two minutes. No credit search.