Asset Refinance
Release capital tied up in equipment, vehicles or property.
Overview
What is asset refinance?
Unlock the value of assets you already own. Asset refinance turns owned equipment into a working capital injection without disrupting operations.
We arrange refinance against existing plant, vehicles, machinery and commercial property — either as a sale-and-leaseback or as a refinance facility.
Best for
- Businesses with unencumbered owned assets
- Firms needing a fast cash injection
- Companies funding the next phase of growth
- Operators consolidating existing finance
In practice
Typical scenarios we fund
A haulage firm refinancing 20 owned trailers to fund a new contract.
A manufacturer releasing equity from production lines to invest in automation.
A contractor unlocking equity from a yard to bridge a working capital gap.
FAQs
Common questions
What assets qualify?+
Hard assets with a clear resale market: vehicles, plant, machinery, and some specialist equipment.
How is the value set?+
Lenders typically advance 60–80% of the market value, confirmed by valuation.
Does my business carry on as normal?+
Yes — you continue using the assets while repaying the facility over the agreed term.
Ready to explore asset refinance?
A quick eligibility check takes under two minutes. No credit search.