Tax Funding
Spread the cost of VAT, corporation tax and PAYE liabilities.
Overview
What is tax funding?
Smooth out lumpy tax bills with a short-term loan that pays HMRC directly. Protect cash flow without the stress of a quarterly hit.
Tax funding is a short-term unsecured loan, typically 3–12 months, used specifically to pay VAT, corporation tax or PAYE. The lender often pays HMRC directly.
Best for
- Profitable businesses with seasonal cash flow
- Firms preserving working capital
- Companies avoiding HMRC late payment penalties
- Businesses with a sudden, larger-than-usual liability
In practice
Typical scenarios we fund
An agency spreading a £180k VAT bill over 9 months.
A growing business funding corporation tax to preserve cash for hiring.
A construction firm covering PAYE during a contract payment delay.
FAQs
Common questions
How fast is it?+
Approvals often arrive within 24–48 hours, with HMRC paid before the deadline.
Is security needed?+
Usually unsecured with a personal guarantee from a director.
What does it cost?+
Rates depend on lender and term — we'll show you total cost, not just headline rate.
Ready to explore tax funding?
A quick eligibility check takes under two minutes. No credit search.