Government-Backed Loans
Access government-supported lending schemes through accredited partners.
Overview
What is government-backed loans?
Government-backed schemes such as the Growth Guarantee Scheme support businesses that may not fit traditional criteria, with lender guarantees making approval more achievable.
We work with British Business Bank accredited lenders to arrange Growth Guarantee Scheme facilities and other government-supported funding routes for eligible UK SMEs.
Best for
- Businesses without traditional security
- Companies investing in growth or productivity
- Firms recovering from setbacks
- SMEs declined by mainstream lenders
In practice
Typical scenarios we fund
An SME funding a productivity-improving equipment upgrade.
A business needing working capital but without freehold property as security.
A growing company that traditional banks consider too small or too new.
FAQs
Common questions
Am I eligible?+
Eligibility depends on UK trading status, turnover, sector and scheme rules. We screen you for fit before applying.
Are the rates lower?+
Rates are commercial, but lender confidence is higher because of the government guarantee, making approval more likely.
Which scheme is right?+
We'll explain the live schemes, their criteria and which lenders are most likely to say yes for your situation.
Ready to explore government-backed loans?
A quick eligibility check takes under two minutes. No credit search.